Payment Options
Therapy is an investment in yourself and your well-being, and one I believe is deeply worthwhile! At the same time, I recognize it can be expensive, and I want to make it accessible and affordable. Here are the payment options I offer.
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Fee
Out of pocket: $185 per 50 minute session.
Insurances accepted: Aetna and Cigna
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Accepted forms of payment
-most major credit cards
-debit cards
-health savings accounts (HSAs)
-flexible spending accounts (FSAs)
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Ways to make therapy more affordable
-sliding scale
-HSAs & FSAs
-scholarship opportunities
-out-of-network benefits
*See below for more information on these options
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Sliding Scale
I reserve a few spots for clients needing reduced fees.
Contact me for more information.
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HSAs & FSAs
Health Spending Accounts (HSAs) and Flexible Spending Accounts (FSAs) are pre-tax funds that can sometimes be used for therapy.
Check with your HSA or FSA administrator to ensure that therapy expenses are covered and understand the documentation required for reimbursement.
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Scholarship Opportunities
I am a provider for CT Stream and the Asian Mental Health Collective’s Lotus Fund. These organizations fully cover a limited number of sessions (~8-10) for AAPI individuals who qualify.
Contact me for more information.
Out-of-network coverage
I am an out-of-network provider for most PPO health insurances. If your plan includes out‑of‑network benefits, I have partnered with Thrizer to handle the out-of-network process automatically for you. They will take care of submitting and managing the claims for you, so you don't have to worry about submitting superbills.
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Deductible: the amount you need to pay out-of-pocket before your insurance starts covering out-of-network services.
Co-insurance: the percentage of the therapy cost that your insurance will cover after you’ve met your deductible.
Out-of-pocket maximums: the total amount you will need to pay out-of-pocket in a year, after which your insurance covers 100% of the costs.
Reimbursement rates: the amount your insurance will reimburse you for out-of-network services.
Superbills: a detailed invoice provided by your therapist that includes all the necessary information for insurance reimbursement, such as diagnosis codes, treatment codes, and the therapist’s tax ID number.
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Click here to get an estimate of your benefits.
Additionally, I recommend calling your insurance provider to verify benefits and asking these questions:
Do I have out-of-network benefits for outpatient therapy?
Is there a deductible I need to meet before you will reimburse me?
After the deductible, what percentage will be reimbursed for out-of-network therapy?
Is reimbursement based on the provider’s billed rate or on an “allowed amount”?
Are there any limits on the number of sessions covered per year?