Payment Options

Therapy is an investment in yourself and your well-being, and one I believe is deeply worthwhile! At the same time, I recognize it can be expensive, and I want to make it accessible and affordable. Here are the payment options I offer.

  • Fee

    Out of pocket: $185 per 50 minute session.

  • Accepted forms of payment

    -most major credit cards

    -debit cards

    -health savings accounts (HSAs)

    -flexible spending accounts (FSAs)

  • Ways to make therapy more affordable

    -sliding scale

    -HSAs & FSAs

    -scholarship opportunities

    -out-of-network benefits

    *See below for more information on these options

  • Sliding Scale

    I reserve a few spots for clients needing reduced fees.

    Contact me for more information.

  • HSAs & FSAs

    Health Spending Accounts (HSAs) and Flexible Spending Accounts (FSAs) are pre-tax funds that can sometimes be used for therapy.

    Check with your HSA or FSA administrator to ensure that therapy expenses are covered and understand the documentation required for reimbursement.

  • Scholarship Opportunities

    I am a provider for CT Stream and the Asian Mental Health Collective’s Lotus Fund. These organizations fully cover a limited number of sessions (~8-10) for AAPI individuals who qualify.

    Contact me for more information.

Out-of-network coverage

I am an out-of-network provider for most PPO health insurances. If your plan includes out‑of‑network benefits, you can submit something called a “superbill” (a detailed receipt) to your insurance company. If approved, they may reimburse you directly or apply the amount toward your deductible.

    • Deductible: the amount you need to pay out-of-pocket before your insurance starts covering out-of-network services.

    • Co-insurance: the percentage of the therapy cost that your insurance will cover after you’ve met your deductible.

    • Out-of-pocket maximums: the total amount you will need to pay out-of-pocket in a year, after which your insurance covers 100% of the costs.

    • Reimbursement rates: the amount your insurance will reimburse you for out-of-network services.

    • Superbills: a detailed invoice provided by your therapist that includes all the necessary information for insurance reimbursement, such as diagnosis codes, treatment codes, and the therapist’s tax ID number.

  • Start by calling your insurance (I know this isn’t the most fun…), and ask these questions:

    1. Do I have out-of-network benefits for outpatient therapy? 

    2. Is there a deductible I need to meet before you will reimburse me?

    3. After the deductible, what percentage will be reimbursed for out-of-network therapy?

    4. Is reimbursement based on the provider’s billed rate or on an “allowed amount”?

    5. Are there any limits on the number of sessions covered per year?